European Technology Sovereignty Award 2026, AI category FAQ Contact FRENDE

Optivalue.ai: the sovereign expert AI for insurance

Bids, security questionnaires, actuarial files: sourced and defensible answers, not promises.

Insurance: which sovereign AI for your bids and audits?

Optivalue.ai is the sovereign expert AI, anchored on your regulatory corpus (Solvency II, IDD, DORA): 85 specialized agents produce answers sourced to the page, scored from 0 to 100 and validated, for your bids, security questionnaires and audits. Your data stays under your control, 0 data used outside your environment.

Written by the compliance and pre-sales team at Optivalue.ai.

Optivalue.ai expertise for insurance and reinsurance

Insurance: life, health and protection insurance, property and casualty insurance (P&C), reinsurance, mutual insurers and brokerage. Here, every commitment is measured over time: a weak underwriting file, a lost bid or a failed inspection immediately undermines the trust of your policyholders and your supervisor. Between prudential requirements and the duty of advice to document, writing quickly is not enough: you need a clear, sourced and defensible answer.

Optivalue.ai supports insurers, mutual insurers and brokers, with a sovereign AI born from compliance operated at industrial scale, then extended to pre-sales. It gathers your scattered evidence (actuarial files, ORSA reports, contracts and general terms, compliance policies, audit reports) into a usable base, ready to answer the next request.

An approach tailored to prudential compliance and the duty of advice

Responding in insurance requires mastering a dense corpus: the Solvency II directive on capital requirements, the Insurance Distribution Directive (IDD), the DORA regulation on digital operational resilience, EIOPA guidelines, GDPR. Optivalue.ai extracts each question, anchors the answer on your evidence, cites the source to the page and assigns a confidence score from 0 to 100 before review.

Optivalue.ai covers your five moments of truth: bids, security questionnaires, client questionnaires (DDQ, Due Diligence Questionnaire), non-financial reporting and supplier analysis. Each answer is designed to convince a supervisor, a client or a reinsurer, without tying up your subject-matter experts for weeks.

Why insurers, mutual insurers and brokers choose Optivalue.ai

The expertise of your sector

Optivalue.ai, the expert AI for insurance: 85 agents specialized by business function, dedicated to insurance, on compact models of 3 to 7 billion parameters, trained on the regulatory corpus of your activity (Solvency II, IDD, DORA).

Your data under your control

Optivalue.ai leaves you in control of your sensitive data (actuarial files, policyholder data, contracts): end-to-end sovereignty of data, processing and models, 0 data used outside your environment, hosting available in 80+ countries.

Defensible evidence

Optivalue.ai produces defensible evidence, traceable back to the source: each answer is sourced to the page, scored from 0 to 100 and validated, any gap flagged and then filled, on a chain of 5 layers, including 7 anti-hallucination checks.

Example results

1 h 30Security questionnaire handled, instead of 16 hours, human review included (Sully Group case)
9 / 10Satisfaction on this handling (source: Gartner, adoption case)
2026European Technology Sovereignty Award, AI category
ISO 27001ISO/IEC 27001 certified, three sovereign modes, deployment in 7 minutes

Contact Optivalue.ai

Bring a real bid, audit or security questionnaire: you see the extraction coverage and the sources cited to the page on your own document.

Discover the Optivalue.ai platform